About the Terms of Use

These General Conditions of Use (hereinafter the “GCU”) define the terms of access and use of the site and the services offered by Optinsur, accessible at the address http://www.optinsur.ch

Use of this site implies full and complete acceptance of these T&Cs by any user.
Please read them carefully.

1. Company overview

The site is published by Optinsur SARL, a Swiss company in the process of being incorporated, whose head office is located at Avenue de la Gare 3, 1618 Châtel-Saint-Denis, Switzerland.

The project is currently led by its founders, insurance consulting professionals and technological optimization specialists, with a focus on transparency and quality.

2. Purpose of the website

The site presents the services developed by Optinsur: a digital solution dedicated to comparative analysis, decision support and improving the quality of insurance advice.

Any use of the site or the solution implies acceptance of these conditions.

3. Access to the site

The site is accessible at all times, except for interruptions due to maintenance operations or force majeure.
Optinsur strives to ensure continuous access but cannot be held responsible for temporary interruptions or technical malfunctions.

4. Intellectual Property

All elements present on the site (texts, images, logos, graphics, structure) are the exclusive property of Optinsur or its partners, and are protected by Swiss and international laws relating to intellectual property.

Any unauthorized reproduction, use or extraction, in whole or in part, is strictly prohibited.

5. Responsibility

The information presented on this site is provided for informational purposes only.
Optinsur cannot be held responsible for decisions made by users based on the content distributed.
The user remains solely responsible for the use he makes of the tools offered.

6. Personal data

Optinsur complies with applicable data protection provisions.
No personal data is collected without the user's knowledge. Any information collected via forms is intended for internal use only.

7. Applicable law and competent jurisdiction

These Terms of Use are governed by Swiss law.
Any dispute will be submitted to the exclusive jurisdiction of the competent courts of the canton of Fribourg.

8. User Accounts

Certain features of the site may require the creation of a personal account.
The user is responsible for the confidentiality of his/her identifiers and the use made of them.
In the event of loss or unauthorized use of their identifiers, it is their responsibility to immediately inform Optinsur.

9. Suspension and Termination

Optinsur reserves the right to suspend or delete a user account, without notice, in the event of non-compliance with these T&Cs, attempted fraud, or use of the site contrary to current legislation.
This decision may be final in the event of a repeat offense or behavior that undermines the proper functioning of the services.

10. Paid digital services

Certain services offered via the site or the platform are or will be accessible by subscription or via paid licenses.
The terms and conditions (pricing, duration, access conditions) will be specified in a separate document entitled “General Conditions of Sale”.

11. Contact

For any questions, you can contact us at the following address:
📍 Optinsur SARL, Avenue de la Gare 3, 1618 Châtel-Saint-Denis, Switzerland
✉️ contact@optinsur.ch